UAE Federal Decree-Law 2021

The Golden Visa: Long-term residence without sponsorship ties

5 or 10-year residency for investors, entrepreneurs, skilled professionals and high earners โ€” independent of a single employer, with extended job-loss grace and family sponsorship rights built in.

Quick summary

5-year visa: AED 500โ€“3,650 + processing; investors (real estate), select professionals, graduates
10-year visa: AED 1,200โ€“5,050 + processing; senior investors, entrepreneurs, specialists
Timeline: 3โ€“6 months from application to approval (ICP/GDRFA dependent)
Job-loss grace: 180 days to find work, vs 30โ€“60 days on standard visas

Who qualifies

Golden Visa eligibility categories

Investors (Real Estate) โ€” 5-year visa

Purchase and hold residential real estate valued at minimum AED 750,000 (no owner-occupied discount applies). Processing: ~AED 500 application fee + visa fee; timeline 4โ€“8 weeks after mortgage/title registration with RERA (Dubai).

Investors (Business) โ€” 10-year visa

Invest minimum AED 500,000 in a UAE business (company ownership stake or cash injection); businesses in priority sectors (tech, renewable energy, healthcare, AI) may have lower thresholds. Visa fee ~AED 2,000; timeline 6โ€“12 weeks; proof of funds and business registration required.

Entrepreneurs โ€” 10-year visa

Founding a UAE company with at least 51% local ownership or foreign-owned startup in a designated free zone or tech hub. Visa fee ~AED 2,000; timeline 8โ€“12 weeks; business plan and GDRFA/ICP approval required.

Specialized Professionals โ€” 5 or 10-year visa

PhD holders, skilled engineers, architects, senior healthcare professionals (doctors, specialists) and others in critical shortage fields. 5-year visa ~AED 500โ€“1,000; 10-year ~AED 2,000โ€“3,000. Timeline 6โ€“10 weeks; MOHRE or profession-specific verification required.

Graduates โ€” 5-year visa

UAE university graduates with bachelor's degree or higher. Visa fee ~AED 500; timeline 2โ€“4 weeks; institution must be on the approved list; application via your university or the ICP portal directly.

High-Earner Employees โ€” 10-year visa

UAE employees earning AED 300,000+/year (gross) or AED 20,000+/month can apply. Employer must nominate; visa fee ~AED 1,200; timeline 6โ€“10 weeks; payslips and employment contract required.

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Key benefits vs standard visa

Why Golden Visa holders have an edge

Employment & Job Loss

  • No single-sponsor tie: can change jobs without visa cancellation
  • 180-day grace period after job loss (vs 30โ€“60 days standard)
  • Can start own business without visa penalty
  • Minor career changes don't trigger immigration friction

Family & Residency

  • Sponsor family members (spouse, kids, parents) directly
  • 5 or 10-year residence (vs 2โ€“3 years typical)
  • Renewable if you still meet criteria
  • Can exit/re-enter without employer permission

Common questions

Golden Visa Q&A

What happens if I lose my job on a Golden Visa?

You have 180 days to find new employment before the visa expires. This is double or triple the grace period on standard employment visas (30โ€“60 days). Your visa doesn't cancel automatically on job loss โ€” you must actively manage the deadline.

Can I work for another company on a Golden Visa without re-sponsoring?

Yes โ€” one of the key perks. You don't need the new employer to sponsor a fresh visa. You simply notify immigration (GDRFA/ICP) of your new employment; the Golden Visa remains valid.

Can I start a business on a Golden Visa?

Yes. You can own a business, work as a freelancer, or maintain employment simultaneously, depending on your visa conditions. Check the specific restrictions on your visa label (usually printed: "may/may not engage in self-employment").

How much does the entire process cost?

Visa fee alone: AED 500โ€“5,050 depending on category. Add processing fees (AED 200โ€“500), Emirates ID costs (~AED 100โ€“300), and any professional verification fees. Real-estate investors should budget RERA registration and bank fees (~2โ€“3% of property value). Total: AED 2,000โ€“AED 30,000+ depending on category.

How long does it take?

3โ€“6 months typical, depending on category and completeness of documents. Real-estate visas are often fastest (4โ€“8 weeks after RERA registration); business investor visas can take 6โ€“12 weeks (GDRFA review time).

Can I sponsor my family on a Golden Visa?

Yes โ€” you can sponsor spouse, children (up to age 25 if a student), and parents (age-dependent). They do not need separate Golden Visas; they get standard family-dependent visas tied to your Golden Visa.

What if I want to renew?

You can renew if you still meet the eligibility criteria (e.g., your real-estate investment still holds, or your business is still active). Renewal is simpler than initial application; timeline typically 2โ€“4 weeks; fee is pro-rated. Some applications streamline to a one-time 10-year renewal option.

Is a Golden Visa separate from a UAE ID?

Yes. The Golden Visa is your immigration residence status (issued by GDRFA/ICP); the UAE ID is a national biometric ID card (issued by ICP separately, needed for banking, healthcare, driving). Both are required; they're different processes.

Next steps

How to apply

  1. Check your category above and confirm you meet the baseline criteria (investment amount, profession, degree, salary, etc.).
  2. Gather documents: valid passport, proof of funds / employment letter / real-estate title, bank statements, academic certificates (if applicable), police clearance, medical fitness, etc. โ€” varies by category.
  3. Apply via ICP (federal) or GDRFA (Dubai only):
    • Federal (ICP): icp.gov.ae portal โ€” most non-Dubai emirates and some business categories
    • Dubai (GDRFA): gdrfa.gov.ae portal โ€” Dubai residents and real-estate investors
  4. Pay fees and submit documents (digital where possible).
  5. Wait for approval (3โ€“6 months) โ€” ICP/GDRFA will contact you for any clarifications.
  6. Complete medical & Emirates ID at a government medical centre once approved.
  7. Collect visa stamp and celebrate โ€” you're now a Golden Visa holder for 5 or 10 years.